The fine print on AI tools, graded.

OpenAI's general-purpose assistant, sold in five personal tiers from free to $500 a month plus seat-based plans for teams.

Anthropic's AI assistant for writing, analysis and coding, with Free, Pro, Max and Ultra plans for individuals and seat-based plans for teams.

Google's AI assistant, sold through Google AI plans that bundle Gemini with Google One storage and other Google perks.

An AI agent workspace from GalaxyAI Inc that bundles third-party text, image, video, audio and 3D models with a browser, integrations and an API, all paid for in credits.

An AI answer engine with cited sources, plus an agent called Computer that runs on credits, sold as Pro, Max and Enterprise plans.

A subscription image and video generator for artists, designers and marketers, run from the web and Discord.

A text-based audio and video editor with transcription, AI voice and Underlord AI tools, priced per person for podcasters, YouTubers and content teams.

An AI avatar video generator that turns scripts into presenter videos and translations, sold on credit-based plans for solo creators and teams.

A prompt-to-video platform that uses AI agents and third-party generative models to script, generate and edit videos, priced per seat on monthly credits.

An AI video platform for training, onboarding and internal communications videos presented by stock or custom avatars, built for companies more than hobbyists.

A credit-metered AI voice platform for text to speech, voice cloning and dubbing, aimed at creators, developers and teams that publish audio.

A writing assistant for grammar, tone and AI rewriting that works across browsers and apps, with a free tier, a Pro plan and an Enterprise offer sold through Superhuman.

A marketing-focused AI content platform with brand voice controls and agents, sold as a single-seat Pro plan or a custom Business contract.

An AI-writing detector built around educators, sold by monthly word quota to teachers, editors and institutions.

A paid AI humanizer with a free AI detector attached, sold by monthly word allowance to writers, marketers and anyone worried about detector scores.

An AI tool that turns prompts and documents into slide decks, docs and simple websites, priced per seat with monthly AI credits.

An AI code editor with agents, sold in five individual tiers plus per-seat team plans, now bundled with Grok usage.

An AI meeting notetaker that joins Zoom, Teams and Google Meet calls to transcribe and summarize, priced per user by monthly minutes.

An AI headshot generator sold as one-off packages, with a separate credit-based app subscription and a per-person plan for teams.

A pay-once AI headshot service for individuals, with prepaid per-person credits for teams and a quoted Enterprise tier.

ChatGPT vs Claude

On paper the two are close: both give you ownership of the output and both cap usage without publishing numbers.

ChatGPT vs Google Gemini

Gemini wins on price if you already pay Google for storage, since AI Pro bundles 5 TB and more.

ChatGPT vs Perplexity

These are different tools: a general assistant against a cited-answer search engine.

Aragon AI vs HeadshotPro

Both sell one-time headshot packs, delete your selfies within about 30 days and assign you the photos.

HeyGen vs Synthesia

HeyGen is friendlier on credits (one extra month of rollover on monthly plans) and leaves paid users free to use the output commercially.

Jasper vs Grammarly

Grammarly is the safer buy for most writers: a useful free plan, clear ownership of your text and a training setting you can switch off.

Otter.ai vs Descript

Otter records and summarizes meetings; Descript edits audio and video by editing the transcript.

AI subscription refunds: who gives your money back?

Which AI tools train on your data, and how to opt out

AI credits and usage limits: what runs out, and what expires

Commercial use of AI output: what each tool’s terms allow

AI pricing traps: annual-only prices, seats and hidden tiers